Richard Nixon actually said...

It is, therefore, vital to ensure that our consumer finance system continues to provide consumers with adequate credit at reasonable rates.

Statement About the Final Report of the National Commission on Consumer Finance

01/02/1973

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This order shall be effective on the 90th day after issuance and shall apply to all adverse actions effective on and after that day.

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My refusal to comply with further subpoenas with respect to Watergate is based, essentially, on two considerations.