I have no indication that they have been told not to talk to us. They talk to us plenty. And we are listening.

I am so pleased to hear that, because what we heard constantly yesterday was that you do not.

We think that is very important.

First of all, let me make sure that the record reflects that those of us on this side of the aisle, as I am sure on that side of the aisle, all believe in work.

How many agree that even with new technology and some of the reset of the recommendations that you may have about not increasing the rent, that if we are to deal with the unhoused population in this country, we are going to have to spend…

I want to take the time to commend your efforts to return hard-earned money to the families who rightly earned it.

Thank you very much. Mr. Cordray, I want to thank you and commend you for the settlement that was announced with Hudson City Bank for structuring its businesses so as to avoid majority Black and Hispanic neighborhoods.

You also worked with the Department of Education to obtain $480 million in debt relief to student loan borrowers who were wronged by Corinthian Colleges.

Prior to the creation of the Consumer Financial Protection Bureau, consumers literally had little or no protection in this government.

This includes your work to implement payday rules free of debt traps.

I was very surprised, as Mr. Himes said, at the attempt to go back to redlining.

I am pleased to report that the world hasn't ended.

I am pleased you are here this month as we commemorate the 5-year anniversary of the enactment of the Dodd-Frank Wall Street Reform Act.

The brutal truth is that millions continue to teeter on the brink of poverty and collapse.

When I hear those kinds of stories, I am reminded about the predatory lending practices that took place in this country in 2008.

Dodd-Frank made significant progress correcting the practices that helped lead us to the crisis.

I think that probably every Member of Congress and certainly members of this committee would like to see people working, we would like to see them independent, we would like to see them earning money and being able to live where they want…

But we don't understand this Moving to Work program. There are currently 39 Moving to Work agencies with 430 units, or 13 percent of the total stock, and, after 20 years, there is nothing to show for it.

But why don't you take the Moving to Work programs now and start demanding the information, come up with some standards, so that you could get some credible information, instead of expanding on Moving to Work that has not proven or shown…

I know a lot about this. I created programs in South Central Los Angeles that I actually wrote using Wagner-Peyser moneys and Project Bill in Nickerson Gardens, Jordan Downs, and all those public housing programs. I know what can be done…

The Consumer Financial Protection Bureau has returned $5.3 billion to 15 million consumers who have been subjected to unfair and subjective practices.

Do not interfere with me. I will not yield.

Your issues get all mixed up with the politics of that is committee.

I want to see this same compassion when we talk about children starving and SNAP dollars being taken away.

It is very difficult to get at all of this in a hearing, where the politics are involved.