GARY G. MILLER: “There is no question that robust capital standards, when properly applied, will help protect our economy.”

NAFCU believes that any relief efforts should not bifurcate the industry by asset size and would not support such an approach.

If we are concerned about empowering consumers, we really should be concerned about their safety.

I have always had a problem with the way they were fundamentally flawed. You had a hybrid situation where the private sector made all the profits, and the taxpayers took all the risk, which was problematic from the beginning.

Yet, by requiring this Davis-Bacon mandate, we are beating up the price of apartments and condos and townhomes by 20 to 25 percent.