GARY G. MILLER: “Congress must address the problem the Federal Government has caused that impedes the ability of consumers to obtain…”

Yes. I understand that. But did the employees of the New York Fed who were involved in market surveillance tell you of this conversation or perhaps others like it, that it was not just theoretically possible but participants in LIBOR…

I enjoyed your opening statement. You talked about empowering consumers, fair, transparent, and competitive marketplaces, and dealing with bad actors.

The environment within which the regulators work today should basically encourage innovation and growth rather than to stifle it.

But the idea behind an Inspector General, which I have come to admire, is that there is an independent watchdog within agencies...