GARY G. MILLER: “What a novel idea. I mean, I am hearing things today that if we would adopt into this debate that we are having in…”

Whether you support GSEs or not, if they are out of the marketplace in this market, it could be devastating.

I don't think anybody is going to defend the concept of the structure of the GSEs to believe that the taxpayer should be put at risk, yet the private sector should make the profits.

Credit unions have done a great job reaching middle-class and underbanked families through credit.

I have always had a problem with the way they were fundamentally flawed. You had a hybrid situation where the private sector made all the profits, and the taxpayers took all the risk, which was problematic from the beginning.