GARY G. MILLER: “We, the United States, should lead by example. We have an open capital market. That is the right message to send to…”

We are starting to see a rebound in the housing market, and that is really important to the economic recovery of this country and for job creation.

Whether you support GSEs or not, if they are out of the marketplace in this market, it could be devastating.

On the recent ruling on Basel III, you acknowledge insurance companies are very different from banks, and you postponed any negative decision on that. I think that was a very, very wise move.

I have always had a problem with the way they were fundamentally flawed. You had a hybrid situation where the private sector made all the profits, and the taxpayers took all the risk, which was problematic from the beginning.