GARY G. MILLER: “I have serious concerns about such a proposal because mandatory audit firm rotation would both increase the cost of…”

I enjoyed your opening statement. You talked about empowering consumers, fair, transparent, and competitive marketplaces, and dealing with bad actors.

We certainly need a well-functioning regulatory system, but it should facilitate growth, not stifle it.

What a novel idea. I mean, I am hearing things today that if we would adopt into this debate that we are having in America right now...

If you look at the design of FHA, they were intended to play a countercyclical role, and in this downturn, that is exactly what they did as the private market withdrew, they moved in.