GARY G. MILLER: “Why would it not be in the taxpayers' interest for FHFA, as conservator of Fannie and Freddie, to use that market power…”

We are starting to see a rebound in the housing market, and that is really important to the economic recovery of this country and for job creation.

I enjoyed your opening statement. You talked about empowering consumers, fair, transparent, and competitive marketplaces, and dealing with bad actors.

It is essential that Congress fully understand the impact international regulatory standards will have on the competitiveness of U.S. insurers.

On the recent ruling on Basel III, you acknowledge insurance companies are very different from banks, and you postponed any negative decision on that. I think that was a very, very wise move.