GARY G. MILLER: “When they don't use reasonable underwriting standards and do their job, they should bear the loss.”

Under the proposed rule, the bank-centric standards will be detrimental to insurance companies.

I enjoyed your opening statement. You talked about empowering consumers, fair, transparent, and competitive marketplaces, and dealing with bad actors.

But the idea behind an Inspector General, which I have come to admire, is that there is an independent watchdog within agencies...

I just think everybody should be treated equally.