GARY G. MILLER: “Had I been here, I would have voted ``aye.''”

The rules being proposed are bank-centric and do not take into account the fundamental differences between how banks and insurance companies operate.

Whether you support GSEs or not, if they are out of the marketplace in this market, it could be devastating.

Capital standards need to be set appropriately so they can ensure the safety and soundness of financial institutions without harming the availability of credit to fuel economic growth.

We certainly need a well-functioning regulatory system, but it should facilitate growth, not stifle it.