Edward Royce actually said...

"This bill codifies a robust array of tough sanctions against the regime and its enablers."

"Have we once again created a situation where individuals with no equity in their homes end up leveraged to an almost personal Ponzi scheme?"

"The government actions here at both the GSEs and the FHA could, over the long term, fuel another bubble."

"But we must also appreciate the many serious challenges we as a Nation, and the Department in particular, faces worldwide."