Edward Royce actually said...

"What about on the Government side? In many ways, FHA appears poorly prepared to oversee these nonbanks, because of their outdated technology and risk management systems."

"I appreciate Secretary Carson being with us."

"Another aspect of this that I think we have to think on is that high volume, nonbank lenders played a pretty substantial role in the financial crisis."

"When we are looking at the proxy advisory industry, we have a stranglehold there, from my standpoint, we have two firms holding 97 percent of the market."