Edward Royce actually said...

"Thank you, Mr. Chairman."

"This legislation that we are looking at here, H.R. 347, the Facilitating Access to Credit Act, would ensure that consumers' access to credit education services aren't choked off by lumping them in wit..."

"H.R. 4211, the Credit Score Competition Act, my other bill here, opens up the GSEs to alternative credit scoring models and in doing so expands the pool of home buyers without lowering the bar for qua..."

"I am in southern California, and we have one of the highest costs of living in the country, so access to credit is really vital in our communities to the well-being of the family."