Edward Royce actually said...

"I think to get back to the solution at hand, I would like to have you sort of just revisit this."

"It did not increase investment in entrepreneurship or foster robust growth in the economy."

"If we are going to assume that you have special powers-- shouldn't we at least assume that you would be able to get to the bottom of a leverage ratio and enforce it?"

"We need layers of protection--capital is one part of it, but multiple other layers are absolutely essential to protect the American taxpayer, our financial system and our economy from this ever happen..."