"there ain't no fix. There is no way that anybody can look at our current situation and feel that somehow they can trust and have confidence in what we are doing with them."
"hairdressers are regulated in all 50 States, tax preparers are regulated in four."
"Thank you, Chairman. And I agree with Mr. Davis; this is a good panel to have before us."
"I would just think that, when you look at that, and you are looking for a really good return on the investment, we are talking about building a stronger society, and you only can do it through buildin..."
"You can only spend a dollar once, so you want to make sure it is spent the right way."
"That is my main concern, because I think too often we continue to spend money on programs that aren't effective."
"Now, as I read this, it looks like an open-ended discussion, but with no real specifics."
"It comes down to dollars and cents. You can't wave a magic wand and make this money appear."
"If we are not going to have serious entitlement reform, where is it going to come from? It is simple math."
"We can talk in flowery terms about what we want, what our hearts are willing to do, but what our wallets can't provide."
"There is just no other way to do it."
"But in my life and in what I have done for a living up until the last 3 years, it is employers and employees paying in together into this fund."