What does that mean to a community? A lot of communities have passed an ordinance that has been drafted by FEMA.

Isn't that the 500-year floodplain?

There was no doubt that there was going to be a strong motivation on the part of our parishes to at least look into the validity of those V Zone designations.

If someone is in the Shaded Zone X area and they decide to buy insurance...how is that premium set?

It should not take the personal intervention of a U.S. Senator for FEMA and the Army Corps to work together to hear from folks and to come up with some decisions.

I think you are touching on something that FEMA can't fix right now, or no one else can fix right now except the Congress.

Do you know when you will find out how that is going to be resolved?

I do have a lot more questions, but I don't want to intrude on my colleagues' time, so I may just submit those for the record.

It would seem to me there would be a really big drop-off in your premium because the risk would be so much less.

So here you have the problem of people paying their levee taxes... and then also having to pay flood insurance.

Thank you, Madam Chairman.