At this time, I yield 1 minute to the chairman of the Subcommittee on Financial Institutions, the gentlelady from West Virginia (Mrs. Capito), who also worked very hard on this legislation.

I demand a recorded vote. A recorded vote was ordered. The SPEAKER pro tempore. This will be a 5-minute vote. The vote was taken by electronic device, and there were--ayes 390, noes 23, not voting 19, as follows: [Roll No. 110] AYES--390…

the biggest driver of the ever-increasing deficits this Nation faces is the runaway growth in all of our major entitlement programs: Medicare; Medicaid; and Social Security.

I think we should reduce the deficit, but to talk about doing that by cutting Social Security, and Medicare to the exclusion...

In a well-publicized speech 2 months ago in Kansas, the President said we should be strengthening oversight and accountability.

Unfortunately, the CFPB is designed in a way to avoid critical oversight and accountability.

Without question, this gives the CFPB Director power that far exceeds that of any other financial regulator.

I hope this committee will use this bill, the STOCK Act, as the vehicle to expand and build the American people's confidence in this institution.

It is absolutely essential that we do restore the public's trust.

I believe that H.R. 1148 is a great starting point for this Congress.

This legislation proves to the American people that if there is a problem, those of us in Congress will fix it.

I think they're there to serve the banks and everyone else, but you took that out of context.

I doubt that one rule--it may bring down all of the community banks, it may bring down all of the insurance companies.

On rollcall No. 880 on final passage of H.R. 527, I was on the House floor, but inadvertently missed the voted. Had I been recorded, I would have voted ``aye.'' Stated against:

Solving this problem, I think, is absolutely critical for taxpayers, for current and future homeowners, and for our economy as a whole.

I think we see a major red flag here with the decline in the capital ratio.

I particularly would like to hear your take on the legislation on FHA reform that has been presented by the Republican Majority.

a bailout to the FHA is something that would be intolerable to the American people and certainly to this Congress.

I think one thing that we all feel great about America; America is a country of entrepreneurs.

We have passed at least six or seven measures which should enable small businesses to raise capital.

the Congress has picked them up in a bipartisan way, and most of them have passed with over 400 votes.

Our budget continues the policy of providing the minority a full one-third of both funding and staff slots allocated to the committee.

We will continue to be cautious in our spending and in our staffing, and although it will be tight, we anticipate we will be able to operate given the 6.4 percent additional reduction.

In fact, 70 something percent of your small businesses say that given additional capital, they would hire people today.

Families across America have to live within their means and balance their budgets. Sometimes it means making hard decisions and giving up things that you might like but can't afford. For too long, Washington has avoided making those…