Spencer Bachus: “It is time, it is necessary as part of our job to--because we all, in the future, we want to try to avoid these things.”

In a perfect world, there will be no payday lenders.

If you are imposing costs on the system, you should have to internalize them.

I think maybe listening to everyone on the panel, I think, and most of the Members on the dais, we all agree that our country, its citizens, and even our immigrants need comprehensive immigration reform.

Those left on the short end can often be the people who have the greatest difficulty in getting any credit at all.