But, not exceedingly expensive, to achieve that.

Wasn't it Willie Sutton--they said, 'Why do you rob banks?' And he said, 'That is where the money is.'

I think that is a legitimate process. I believe that is a moral approach that is consistent with our heritage and will eliminate--has eliminated some abuses.

Bankruptcy is referenced in the Constitution and it is one of the great things that I think our legal system provides.

it overall is a good thing.

I stated in the core of the bankruptcy legislation that if you make below median income, you can wipe out all your debts.

Well, sometimes--let me just say this about credit counseling.

There is no doubt that overwhelmingly, the people that file for bankruptcy are entitled to it legally and probably benefit from it.

We passed it in the Senate and it did not survive conference, which is breathtaking to me that an individual can move to Florida or Texas or maybe Kansas and buy--they know they are going into financial difficulty.

It is not weeks at a time. It is you file the matter and if you have got the information, you provide it to your lawyer. I am under the impression it can be done within an hour.

But it does sound to me that Ms. Burns meets the very reason we have bankruptcy procedures and I certainly do not denigrate the difficult situation she went through.

I do not agree with the idea that the bankruptcy legislation that got 83, I believe, votes in the Senate, people like Senator Hillary Clinton, who originally opposed it, studied it and voted for it, because they concluded it was a fair…

I have always thought that this was bizarre, that a person would be able to keep a multimillion dollar home and not pay their doctor or anybody else that they owed money to.

the reason that was passed is because a lot of people are on the margin between whether they should file bankruptcy or not.

If you can pay some of it, you can and should. If you cannot, you do not have to.

about 80 percent of the people are median income or below that file bankruptcy.

I am just reluctant to conclude the current system that allows median income and below to file Chapter 7, as they always have, is unfair.

I think it's fair to say that it is not a good argument to contend that a cap-and-trade program will increase employment.

I think we are participating in something in which our conceit is such that we think we can manage the climate.

Oh, what a tangled web we create when we first begin to regulate.

I think our focus should be to move our wealth to areas that create clean energy, and not regulators.

every soul, every individual is a child of God and deserves great respect and humane treatment

But I am not going to be supportive of any plan that is going to, in effect, legalize millions of people and then send a signal that our borders remain open still and attract even more millions.

I think it undermined--it sent a message that made people believe if they could succeed in entering our country illegally, 1 day we're going to--we don't care really, and sooner or later we'll just make you legal.

I do have something. I'm not sure I'll get back, but I have read almost all of your statements and it is something that I am going to try to internalize as we go forward with this debate and make sure that we don't cross the line in…