Mike Johanns actually said...

One of the observations at least that I have made as I look back over the last months is it seems to me the big got bigger, they got more ta...

There are always unintended consequences, and I just want to understand them.

I think if we look back in 20 years and found out that is where we ended up here, that would be a tragedy.

I do not think at the end of the day that most people on Wall Street are competent to be a rating agency.