Mike Johanns: “We know we are borrowing 40 cents on every dollar.”

I just hope we are not over-engineering something here.

It is Congress who will create the next housing finance system and that the next housing finance system is not the conservatorship of the FHFA.

Somehow we have got to figure out a better way, because at the most important time in this person's life, when they are crying out for help, it should be a simple, straight-forward pathway to access that help.

I think it would be beneficial.