Christopher J. Dodd: “And it is essential that we act, in my view, responsibly to tighten our borders to protect America and its citizens.”

As Franklin Roosevelt said so eloquently more than 80 years ago, it is fear, and that fearing fear is what has, I think, had an awful lot to do with the lack of confidence in our country, and we need to get our confidence back.

I think Senator Akaka did it as well. Sheila Bair... has just done a remarkable job.

Senator Mel Martinez, of Florida, a Republican member of this Committee, and Dianne Feinstein, the Senator from California, were the two who really argued very strongly.

I hope that we will get in the next administration regulators who understand what their duty and obligation is.