Christopher J. Dodd: “Congress should pass the Homeownership Preservation and Protection Act--two things to mention there--that Senator Dodd…”

That is a great point, because I think we missed that.

I hope that we will get in the next administration regulators who understand what their duty and obligation is.

So it is a very, very good point, and one that we should think about.

What are the implications? It worries me deeply. I think it does you as well.