It is a correct assessment in most of the parts. They will have to give up the insurance they have now, even if they like it, which the President did mention 47 times in public speeches. And there are some requirements on how much of a change there can be. But I have been talking to small businessmen traveling across Wyoming, talking to them and visiting them, because Congress thinks ``profit'' is a bad word, and a lot in Congress think every business is simple to run. But they have never been out there and scratched the surface a little bit to see just how tough it is. I have had businessman after businessman whom I have visited and ones who have come to Washington because they have been so concerned who have said: I am going to do everything I can to keep my plan just exactly the same because this regulation is so difficult to understand, and I am pretty busy anyway, so I don't think I dare make any changes. That is not true. They could make a few changes, but if they do, they will lose their status, and they will have to pay more. Mr. McCAIN. So an employer, a small businessperson provides health insurance for their employees. That employer sees health care costs go up,--as everybody knows, and that is every objective estimate--so that employer says to its 10, 50, 60, whatever, employees: Look, we are going to have to increase your copay.…
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