Well, that is it. The deductibles and the copays are one of the reasons that people are saying they are disapproving of the health care law. The premiums have continued to go up, but on top of that, even if you get a subsidy that President Obama says is helpful, it doesn't touch it that first time or the second or the 5,000th because people, before they actually get to use the so-called insurance, have to come up with, for families, sometimes up to $10,000 out of their own pocket before that. So the insurance is not really useful. It is interesting when we listen to the President say they have coverage--but not if they can't get care. It is useless coverage. It is empty coverage. It is not what people want, which is affordable care. Mr. McCAIN. So if you are an average citizen and you see your deductible at a couple thousand dollars, it seems to me that your only other option really is to go to the emergency room, the most expensive form of health care.
On the recordSeptember 8, 2016
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