Cynthia M. Lummis: “We need to strengthen our financial watchdogs' ability to impose fines, ban bad actors from the banking industry.”

So Mr. Green, would it be advisable to us for us to consider a carveout from Dodd-Frank for smaller-sized mortgages that provide a lesser regulatory burden and therefore a greater financial incentive for financial institutions to lend…

That is really good advice. That is just red tape upon red tape. It hurts the Tribes as much as anybody, perhaps more than anybody, who is dealing with compliance issues.

Buying a home is a critical part of the American dream, and that dream is out of reach for an increasing number of Americans because of high prices and high mortgage rates.

The problems that you are solving with your approaches are extremely important.