So Mr. Green, would it be advisable to us for us to consider a carveout from Dodd-Frank for smaller-sized mortgages that provide a lesser regulatory burden and therefore a greater financial incentive for financial institutions to lend below the $100,000 level?
Lummis suggests easing regulations for smaller mortgages to encourage lending.
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Finding affordable housing is a challenge for every community right now, but in Native and Tribal communities, barriers to housing and home ownership are particularly challenging.
So you are talking about places that have extraordinary insulation needs because of our cold winters.
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