I want to thank my friend and colleague from Texas, Chairman Hensarling, and all of those who worked on this underlying legislation, H.R. 3193. My amendment strengthens that legislation, and I really respect how it was crafted, the legislation that underlies my amendment. It really is much needed. {time} 1600 My amendment is focused on one of the most critical ingredients that is necessary for those that are trying to start a new business or to grow an existing business, and that is access to credit. Now, I offer my amendment based on my own real-world experience. It is about 22 years ago that I started my business, and I was able to start it and to grow it and to say these wonderful words to so many fellow Americans in Virginia's Second Congressional District, ``You are hired.'' I was able to say those words because one of the ingredients I had available to me was access to credit. I offer my amendment today based, as well, on the clear, united, and truly rational voice that is being articulated by Virginia's Second Congressional District, and that is that the Consumer Financial Protection Bureau is truly and irrefutably, in their view and in mine, damaging and harming their ability to have access to credit. Common ground is something that I come to work every day seeking to advance. I am convinced, absolutely, that it is here and it can be found. In fact, this gridlock that we so often experience truly is hurting our country.…
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