"Bobby Scott and I were authors of the bill on prison rape, and this has been a great hearing."
"How is the bank any worse off with cram down under bankruptcy--the fact is that the security they have is the cram-down amount--the value of the house is the security for the loan."
"Well, I mean, what you have is the homeowner over a barrel, didn't want to have to leave the house and be homeless, and you are gouging them for more than you could get under the legal process because..."
"Five years, 10 years from now, we are not going to be right back where we are--the argument that when you made the loan, you knew who you were lending and what the rules where and, if we went down the..."