Roger Williams

We cannot allow bureaucrats in Brussels to write unworkable rules and regulations that would hurt insurance companies in our country.

We are a nation of opportunity and incentive, and because of those principles, we are a nation of hope where everyone can benefit.

Capitalism is the greatest force in the history of our world for lifting people out of poverty.

I want to support my colleague, Mr. Luetkemeyer. I am a small business owner back in Texas, and I have a real concern when I hear the comments today about supporting this untested manner of accounting.

I am a small business owner, and have been for 50 years. I am a Main Street guy, and I believe that the private equity industry is the epitome of capitalism.

You are always welcome in Texas.

I personally feel like this is an extremely shortsighted approach to this issue, and that it would put a self-imposed handicap on American companies and entrepreneurship.

We should not discourage the private sector from investing their own time and money to research these new technologies.

Good. Well, competition is good.

I have long been an advocate that banks should be hiring more loan officers than compliance officers.

The GSEs clearly have significant market advantages because of their congressional charters and other statutory privileges.

Excessive State and local regulations, land use restrictions, outdated zoning laws, and parking mandates are just a few things that increase the cost of developing new affordable housing units.

Dodd-Frank greatly increased compliance costs on smaller institutions throughout the country.

I am concerned, as some are, about the effects this could have on small business lenders and the cost of credit.

I, too, am a devout capitalist and I think that competition is the best consumer protection.

Back in March, you told this committee that you were a capitalist.

But in a time where we are debating proposals to forgive student-loan debt and to remove negative information from credit reports, we cannot be demonizing this profession that holds people responsible for their financial decisions.

In my world, if you borrow the money, you pay the money back. Pure and simple.

the student loan debt crisis is now estimated to cost taxpayers $306.7 billion over the next 10 years.

I'm committed to putting the needs of our veterans FIRST!

These clinics really work and they really--it gives the veteran his time back.

Homelessness among our veterans, both men and women, is a national tragedy.

We owe a duty to build a fire under the bureaucrats sometime when we have set up a good program.

I represent the largest veterans' population in the State of Texas, and I am therefore very committed to my veterans in every way.

It's a common-sense approach to improving health care for our veterans.