Roger Williams actually said...

It is kind of like, if in my car business selling cars, we don't have a sales manager.

the bank did not have a chief risk officer--I think you have talked about that--for 8 months between April 2022 and January 2023.

You didn't have anybody in charge, but that is fine.

I implore Congress to slow down the SBA train that has already left the station and create a more cautious path for the SBA in the future.