Jeb Hensarling

So, Mr. Speaker, it really comes down to this: If you say you want to do this for a year, put your vote where your rhetoric is. If you are not willing to work over the holidays, admit to the American people you're not willing to work over…

One of the key ingredients to job creation is capital formation.

Our unemployment rate has remained at, near, or above 9 percent.

I think we did that in Sarbanes-Oxley, and we did it in a lot of things.

Members are expressly prohibited from 'using their official positions for personal gain.'

The American people have to have confidence that Members of Congress will not profit from their office.

The need to expressly prohibit this activity in statute cannot be overstated.

I think now the annual premium for a 30-year loan with a 95 percent LTV is 1.15.

You obviously have discretion, and I--one, let me say I appreciate the comments that you have made with respect to the conforming loan limits with respect to FHA and what I would view as mission creep.

FHA is likely a disaster in the making. If we are not careful, it may become Fannie Mae and Freddie Mac, the sequel.

We believe that frankly increasing tax revenues could hurt the economy. But within the context of a bipartisan negotiation with Democrats, clearly they are a reality.

We believe, frankly, that increasing tax revenues could hurt the economy, but within the context of a bipartisan negotiation with Democrats, clearly they are a reality.

I think if the SEC and the CFTC don't harmonize their rules, just to give you a real-world experience, you could have a credit default swap desk in our corporate area, where a single broker who brokers both credit default swaps and indices…

The lack of our job creation is resulting from, number one, a debt crisis.

I believe it has been so for 27 of the past 29 months.

It is absolutely critical that we do not inhibit the competitiveness of our U.S. institutions.

I am concerned that Title VII of the Dodd-Frank Act is shaping up to be one of the worst provisions in a bill loaded with provisions that stifle economic growth.

I appreciate your testimony.

I guess the question I have is that there still appears to be so much lack of specificity and certainty within a lot of the community financial institutions I speak to.

But, Mr. Secretary, if I could, I am really curious, because I haven't seen the estimates of these outside economists, if you would be able to share them with me.

I do think it is important from one perspective. According to the job creators I speak to... you are unlikely to create too many jobs.

What I do believe we will hear from each of our witnesses is that America at least does indeed face a legitimate debt crisis.

The major driver of our long-term liabilities--everybody here knows it--is Medicare and Medicaid and our health-care spending. Nothing comes close.

My children will likely put more money into Social Security than they take out--at best, generational unfairness; at worst, a form of generational theft.

In last week's testimony regarding the drivers of our structural debt, we heard Congressional Budget Office Director Doug Elmendorf say that, although government revenues are certainly temporarily down, he expects them to again reach their…