I see in this, the largest ever settlement in an auto loan discrimination case, an opportunity for us to send a message to others that if you discriminate, we are going to come after you.

I am proud to serve under the leadership of the Honorable Barack Obama.

I would like to submit without objection a statement from the Honorable Ranking Member of the Capital Markets Subcommittee, Carolyn Maloney.

I commend President Obama for his effort to correct these conflicts and to provide small businesses and people who are trying to retire an opportunity to avoid conflicts of interest that can be harmful.

I agree with those who contend that Dodd-Frank is an imperfect piece of legislation.

I am not going to let the banks continue to rip off minority people.

I don't think this committee is going to look into any aspect of invidious discrimination in mortgage banking.

What they have done is sinful, and what we are doing is sinful because we won't look into it and we have every excuse available to the human mind.

More people on this side of the aisle understand what you are going through.

This is what being in Congress is all about.

Taking down a flag and trying to pass the buck on to somebody else is not going to end invidious discrimination.

The banks are ripping minority people off. It is time to look at what is happening in banks.

We need to bring down invidious discrimination, Mr. Chairman.

We have the authority to do our job. Why would we point to someone else and say we are not doing our job because they are not doing theirs.

You can run but you can't hide. You can duck but you are not going to dodge. I am going to call you out.

We have not had one hearing on serious, invidious discrimination in banks, in mortgage lending.

In every single case, minorities are being discriminated against.

I am a perpetual freedom fighter, I am an all-the-time freedom fighter.

We are painting a false Picasso, Mr. Chairman.

It is time to bring this to closure. We have had the opportunity to deal with this and we have turned a blind eye and a deaf ear.

We have to be careful that we are not painting a fake Picasso.

I want my colleagues on the other side of the aisle to remember those words.

This is really what it is all about, and I appreciate the way you have allowed me to have time.

I challenge people on my side, too, if there is one over here. You set a hearing to deal with mortgage banking and the invidious discrimination therein.

The Confederate flag divides us, this flag unites us. I love my country.