I'm especially interested and sympathetic to the difficulty of moving your retirement account as one changes jobs.

We want to know if people will have enough money when they retire.

You could imagine a business or a set of advisors who would go to the University of Tennessee and make a contract and say, 'We'll advise your students on better practices for borrowing money.'

These are costs. In your case, you are saying as a manager and owner of restaurants, 250 employees, will or may, reduce the number of jobs that are available.

I am afraid the Chairman and I have a difference of opinion here. This is a very well-intentioned idea, but I am afraid it will have the effect of hurting the very people we are trying to help, and hurting the people who are the employees…

I appreciated the opportunity to discuss with the committee the negative impact that an increase in the minimum wage would have on small business owners like me.

You know what? It seems to me the most interesting evidence is those of you who actually have to make these decisions.

So if you cannot lower the cost of your people you hired, then where do you cut? What do you do?

But should we put a cap on it or should it just be allowed to go up as high as it will?

I am afraid one reason we still have 12 million unemployed Americans is we have increasingly made it more expensive to hire full-time employees.

the effect of that, though, would be that a number of employees would, because of the increased costs, there would be fewer jobs.

I think the challenge for the minimum wage has not been high inflation rate, but rather, a stagnating nominal minimum wage.

I want to say this respectfully. When we were debating the health care law a couple of years ago, I suggested to my colleagues who were for it, I was concerned about the Medicaid, the imposition of Medicaid costs on States, and they were…

I resent the fact that part of the taxes I pay go to subsidize my competition.

Thank you for the opportunity to testify on behalf of the National Restaurant Association at the March 14, 2013, hearing.

The Obama Administration is very interested in wind power.

I believe in saving mountaintops. I'm not in favor of blowing the top of them off and dumping it in streams nor am I in favor of putting giant wind turbines on top of them that you can see for 20 miles and destroying the view.

Would you be willing to work with me to review the funding formula that the park have?

Without access to safe and effective animal medicines that are also studied for their impact on the food supply, farmers would be severely hampered in their ability to help animals that become sick.

Keeping animals healthy is imperative for public health.

This idea of focusing the attention of all the Governors on a single subject is a terrific tactic.

Sometimes in Washington, we come up with a big idea and say, 'Well, now, let's make everybody do it.'

I'd like to salute him for his nearly 40 years in Congress addressing the challenges of many Americans with disabilities.

I am talking about the specific proposal to reduce spending on entitlement programs over the next 10 years.

So what I would like, respectfully, to see from the President is a plan to do what his own debt commission said we needed to do, which is to restructure Medicare and Medicaid in a way that saves them so people can count on them.