The chip cards only help for in-person transactions; right?

What I am worried about is you are going to come up with something greater two years from now that they are going to be required to do that or there will be a liability shift.

the burdens created by Dodd-Frank are causing many small financial institutions to merge with larger entities or shut their doors completely.

We believe the NCUA should use their authority to return back to the 18-month exam cycle for healthy and well-run credit unions.

the small guys, who did not create the problems, are the ones who are suffering.

This is how far we have gone. This is how far over the top this agency has become.

The CFPB's primary focus should be on regulating the unregulated bad actors, not creating new burdens for good actors like credit unions.

I think we vastly diminished access to capital in this country and we need to deal with it or it bears poorly for our economy.

Thank you, sir. We are going to have to wrap it up. Thank you.

I have an amendment at the desk. The Acting CHAIR. The Clerk will report the amendment. The Clerk read as follows: At the end of the bill (before the short title), insert the following: limitation on use of funds for offshore oil and gas…

My amendment withholds funding for permitting of offshore oil exploration until the Secretary of the Interior reaches revenue-sharing agreements with coastal States. The Bureau of Ocean Energy Management's 2017-2022 Outer Continental Shelf…

Reclaiming my time, I appreciate the chairman's consideration. I ask unanimous consent to withdraw my amendment. The Acting CHAIR. Is there objection to the request of the gentleman from South Carolina? There was no objection. Amendment…