"So to say that a 'one-size-fits-all' across the country is something that is justifiable is absolutely absurd and ludicrous, and by any standard it is ridiculous."
"This is a horrifying statistic, and it bodes very poorly for our children and our grandchildren."
"I think that this law is going to be one more nail in the coffin."
"It seems that the Obama Administration is just on a direct course to let us force everybody in the country to part-time jobs."
"I hear 'ability,' but should they not be required to notify me before they start declining my card on in-person transactions because some guy in Russia is doing Internet transactions for $14 to Vonage..."
"What I am worried about is you are going to come up with something greater two years from now that they are going to be required to do that or there will be a liability shift."
"The chip cards only help for in-person transactions; right?"
"My time is up. Thank you very much. It has been certainly educational."
"I find this really interesting."
"the burdens created by Dodd-Frank are causing many small financial institutions to merge with larger entities or shut their doors completely."
"Thank you, sir. We are going to have to wrap it up. Thank you."