I think since I have gotten there, things have changed.
When it comes to enforcement, we will focus on quantifiable and unavoidable harm to the consumer.
Actually, nothing could be further from the truth, Congresswoman.
It wouldn't be appropriate for me to say we are or are not going to do that, because we are going to go through the proper procedures.
And that is what is so frustrating is it is so oftentimes what we do is I do not think we give enough consideration to what the intended or ...
I think you should be allowed to know what the law is before you are accused of breaking it.
Taking a meat cleaver to it. Yes, sir.
I think the Bureau screams out to be reformed.
Regulation by enforcement is done. We are not doing it any more.
I think it is fair to say that, as of this point in time, the Bureau of Consumer Financial Protection is probably perceived as being closely...
I just happen to think that that is wrong. That is that enforcement by--or regulation by enforcement that I talk about.