Jack Reed

Unless you have that money, that's right.

The need to generate bipartisan support for an increasingly civilian-led effort.

The number of $6 billion plus you've suggested is probably an underestimate.

This is going to be a competition not only for money and your effort, but also for money for Afghanistan's efforts.

This is not a nominal figure in DOS. This is a huge amount of money.

We're looking at a 90 percent reduction, which is good news.

$72 billion. You have roughly $74 billion we are committing annually.

Popularity is in the eye of the beholder.

I, too, want to thank Commissioner Koller for braving the elements to come down here.

This provision, which people say, 'Oh, we really like that'--I don't know if you've seen the polling data, but I would assume it's in the 1980s or 1990s percent; you've got to keep this--would, frankly, require that this universal approach…

You have to have a pool of sharing the risk, yes, sir.

One of the other things that we've got to do is not simply sort of fund this system; it's to reform the delivery of health care.

The American people recognize Republicans have a better plan, one which reduces health care costs and gets lawyers and bureaucrats out of our doctors' and nurses' offices. Let's repeal this bill, focus on bipartisan initiatives we all…

You have had no comments from the field from our commanders who are working with these units questioning their combat efficiency.

I think this survey data complements the best proxy we have for this question, which is the experience of our closest allies.

The model that worked before does not work any longer.

But what I am concerned about is that the people who will be left out are the mortgage holders who are struggling to stay in their homes--not the flippers, not those folks, but people who have seen one spouse lose a job, tuition increases…

Time is of the essence.

You are envisioning a regulatory solution initially which would use what authorities you have, which are substantial.

The legislative process, as we prove every day, unfortunately is slow.

It is not going to work.

Should we mandate that 100 percent of loans should at least be evaluated and offered a modification?

Thank you so much for your work on supporting servicing reform.

I think this echoes one of the recommendations that Ms. Thompson has made and which is included in the legislation I have.

But just again, your process, because of the negotiations, because of the complexity, we expect--you expect months from now to have recommendations which might take even further time to implement.