KEITH J. ROTHFUS

Wouldn't you agree that we are here today because we had a massive financial collapse in part due to people being taken advantage of in bad mortgaging, bad consumer practices?

I have an amendment at the desk printed as No. 1 in the Congressional Record. The Acting CHAIR. The Clerk will designate the amendment. The text of the amendment is as follows: At the end of the bill (before the short title), insert the…

What about taking into account a particular regulation's impact on jobs and wages? Is there a specific analysis of that?

We are already seeing the first signs that some smaller community financial institutions are exiting the mortgage business rather than trying to navigate the liability risk and excessive compliance costs inflicted by the Bureau's qualified…

H.R. 2453 is about choice and fairness for seniors. It is about empowering them to make decisions about their healthcare needs.

Enacting H.R. 2453 is one small fix we can make to Medicare Advantage that can have a big impact on the lives of the seniors utilizing the program in our districts.

We must protect our seniors and their healthcare plans by opposing these cuts.

By giving seniors more flexibility with these accounts, we will empower them to take charge of their own healthcare decisions.

Seniors in my district could pay as much as $900 more per year as a result of these cuts.

The MA program enjoys high patient satisfaction and will reduce the cost of Medicare in the long run.

I demand a recorded vote. The Acting CHAIR. Pursuant to clause 6 of rule XVIII, further proceedings on the amendment offered by the gentleman from Pennsylvania will be postponed. Amendment No. 4 Offered by Mr. Brady of Texas The Acting…

I urge my colleagues to pass this amendment. It is a good amendment. It will shine a light on the process of the regulatory elites here in Washington, D.C., and the impact it is having on our jobs and on our wages. I yield back the balance…

May I inquire as to how much time is remaining? The Acting CHAIR. The gentleman from Pennsylvania has 1 minute remaining.

I am glad the report addressed the swaps market. These $400 trillion markets were unregulated until Dodd-Frank.

I am curious to know if these financial transaction taxes actually have the effect of slowing high-frequency trading?

I think we have a safer financial system because of the efforts that you have put forward.

I strongly support robust regulation, which means that I want to see greater funding for the SEC and the Commodity Futures Trading Commission (CFTC).

The Volcker Rule will also stop high-risk investment trading, such as JPMorgan Chase's (JPMC's) London Whale.

The Volcker Rule is aimed at proprietary trading. And we went through the crisis, and not one of these banks failed because of proprietary trading. Isn't that true?

Will you work with us to improve housing finance options for manufactured home buyers?

I have a bill that strengthens CDFIs, H.R. 3656, which invests in manufactured homes.

I am concerned about consumers, particularly when they are being overcharged for the service, and it is wrong, I think, for consumers to pay hidden commissions and kickbacks.

These individuals all expressed concern that as currently written, the QM rule will cause harm to the housing market and make it much more difficult for working families in western Pennsylvania and around the Nation to buy homes.

Is it fair, Mr. Secretary, to deny underdeveloped countries the opportunity to grow their economy with low-cost energy the way the United States has?

How many people have been lifted out of poverty because of solar power?