John Allison

The Durbin Amendment has been particularly bad for low-income consumers.

In theory community banks are supposed to be exempt, but in practice they are not, and that is just the way regulators act.

In my opinion, as an inside observer, I think in all cases the Federal Reserve made the crises much worse than they needed to be.

No question. The mathematics will support that. But even more important is what I call intellectual capital.