we are facing--reported yesterday an anticipated seven million additional homes going onto the market through foreclosures----

We have urged Treasury in our recommendations to reconsider its allocation of its resources to deal with the toxic assets.

We have yet to spend a dime that actually helped a homeowner yet.

Right now, the GAO reports that very little money has been spent to assist homeowners.

Actually, there was another $25 billion pledged, and that is in your own testimony, for the making--no, it is not.

I think probably all of us have been--having great difficulty accessing the modification programs.

Why has it taken, with home ownership, so many millions of our Nation's families struggling, why has it taken so long to fill such a critical----

I think the SEC's incompetent examinations actually greatly served Mr.

I applaud you for it.

I appreciate your report very much and the series of recommendations.

One of the issues that came up in the Madoff situation is about the firm's auditor.

I just simply can't accept that it is simply a case of inexperience or a case of resources.

Another challenge, and I think it was referred to by Senator Schumer, is that folks might come to your organization looking down the road and seeing the possibility of much higher-paying jobs in private industry, the same industry that…

Does this raise serious questions about the type of training that the investigators receive?

On the sophisticated side, we have this extraordinary report from Mr. Markopolos with 29 red flags.

I think it would be really helpful to have the Administration lay out just such a more detailed strategy.

Thank you all very much.

I think some of the statistics that were mentioned, Mr. Wellinghoff, I believe you said we can produce hundreds of gigawatts of renewable energy by 2030.

Isn't it possible to take these factors and weave them into a coherent strategy to eliminate our dependence on foreign oil?

We have here in the United States, right now, the technology, the resources, the know-how to build a clean energy economy.

I applaud Senator Alexander for his work in this area.

I think someday my grand-kids are going to look at my kids and say, what, you mean you didn't plug in cars when you were young?

I raised my concern that some of these would be in conflict with each other.

I don't see why--they certainly haven't done a great job on prudential regulation.

The twin peaks model is viewed as advantageous by some because the two principle objectives of financial regulation, systemic protection and consumer protection, are fundamentally in conflict.