Tim Ryan: “He goes on to say, ``That was the biggest unseen cost of college.'' He also goes on to talk about the variable interest…”

“He goes on to say, ``That was the biggest unseen cost of college.'' He also goes on to talk about the variable interest rate for student loans. ``I have a fixed rate of nearly 3.4 percent right now. If that were to change, the light at the end of the tunnel would get a little less bright. I work 18 hour days in the summer to afford the opportunity of continuing school. I get upset every year, because I get penalized for working hard, among other factors, when it comes to receiving financial aid.''”