I continue to reserve the balance of my time, and I would inform my colleague I am prepared to close. Mr. McGOVERN. Mr. Speaker, let me again say we have no objection to a grace period. In fact, we support it. I signed the gentleman from Kentucky's letter. That is not the controversy here. It is what we think is language that could do potential harm to consumers. Let me just say to the gentleman, in the real world, we have seen consumers get a raw deal time and time again, in large part because of the lack of oversight and the lack of defense they get in this Chamber. So, yes, we are standing up for consumers because we don't want to see them continue to get a raw deal. That is what we are concerned about. If you want to disagree with me on that, fine. But that is no reason to not allow there to be a debate on an amendment that is germane to this bill that would correct what we think is a flaw in this legislation. Mr. Speaker, I yield 2 minutes to the gentlewoman from California (Ms. Maxine Waters.) Ms. MAXINE WATERS from California. Mr. Speaker and Members, we have to keep saying over and over again that this is not about the grace period. They keep arguing that somehow they favor a grace period, and we do not. We have made it clear that is not what the debate is about. We support a grace period. Not only that, Mr. Cordray at the Consumer Financial Protection Bureau supports a grace period. That is not the argument here.…
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