Sherrod Brown actually said...

I was stunned when I learned of the breadth and the duration of the fraud committed by Wells Fargo.

Your agencies have the authority to make criminal referrals. Have you done so in this case?

I would like to at least ask you to do this, then: Once you have made that determination of how many there are, I would like you to make the...

Thank you, Mr. Chairman, and thank you for starting a second round. I appreciate that. There is so much more to discuss.