05/24/2011
https://www.congress.gov...
"you really--you make the statement that all of a sudden because of the Durbin rule, these banks cut down on the number of free checking accounts, the amount of free checking they were doing, that is a..."
"The crisis revealed that Americans needed a Federal watchdog that would put their interests first."
"the Durbin rule, maybe it was added in the middle of the night, as you claim, but it was a Senate vote, and it was a heavily lobbied Senate vote on both sides."
"These inconsistencies are not indicative of any widespread fraud by real-world enrollees."