Sherrod Brown actually said...

I think some of you saw an article recently, I think a front-page piece in the New York Times in the last couple of weeks, about the conflic...

the moral hazard that it engenders. Moral hazard is the cost we pay for living in a civilized society.

The way to get the change is not by doing it piecemeal on each part of their compensation, because they will find ways to circumvent it.

the competitive situation gets worse.