Sherrod Brown actually said...

I think there is no question, as reports have recently made pretty clear, that it has made for stronger banks and a more stable financial sy...

Thank you, Mr. Chairman. Chair Yellen, welcome back. It is good to see you again and good to have you in front of our Committee.

These are, as you know, very serious accusations and in some cases more than accusations, as we found.

This hearing is timely as Federal agencies have made important changes recently that benefit the smallest depository institutions.