Sherrod Brown actually said...

If a consulting firm has repeatedly been at the scene of a crime, what would it take before they are viewed as not qualified?

I think, importantly in the Foreclosure Review, we made it very clear that our client principally was the regulators.

So we had an ongoing dialogue with the regulators throughout the process, as they acknowledged in the first panel.

I guess I would say, at the outset, we did not really know what the process was going to be.