03/28/2011
https://www.congress.gov...
"The three bureaus make the great preponderance of their--the revenues for the three bureaus overwhelmingly come from the financial institutions, not from the consumer, correct?"
"I do not think you meant to say no employer uses it for every job?"
"Typically, the credit bureau does not go back to the original furnisher of the information."
"Americans, as we know, depend on access to credit to fund our education, purchase homes, to run their businesses."