Sherrod Brown actually said...

"Given the history of bad behavior among some debt collectors, should there be a higher standard for these furnishers and for credit bureaus that work with them?"

"I think it was a good idea that was put into the law in 2003 and it is one that consumers are beginning to take up."

"The three bureaus make the great preponderance of their--the revenues for the three bureaus overwhelmingly come from the financial institutions, not from the consumer, correct?"

"I do not think you meant to say no employer uses it for every job?"